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A.M. BestTV: Rated U.S. Captives Stand Above Commercial Peers
[August 07, 2017]

A.M. BestTV: Rated U.S. Captives Stand Above Commercial Peers

In this A.M.BestTV episode, Fred Eslami, senior financial analyst, A.M. Best, reviews a recent Best's Special Report that details U.S. captive insurers and how they continue to perform when compared with their commercial lines counterparts, mainly due to their loss-control activities and expertise in the coverages that they write. Click on to view the entire program.

"The report focuses on U.S. captives that A.M. Best has statutory filings and consistent comparative information for year-to-year," said Eslami. "These captives continue to outperform their commercial peers, not only this year, but in the prior years. A.M. Best believes that they are going to continue to outperform the commercial market going forward."

Eslami credits these captives' risk-management practices for their ability to outperform other markets. "They spend a lot of money on training risk prevention, risk mitigation," Eslami said. "They do not have the commission expense and other expenses that the commercial market has."

Eslami also spoke about a new section in the report that talks about captives writing minimal cyber security and theft-in terms of premium-$8.8 million in 2016 versus $5.4 million in 2015. "That shows the gradual, prudent measures that these companies are taking to include this risk into their captives."

To access a copy of this Best's Special Report, titled, "Groundhog Day: More of the Same Strong Performance for the U.S. Rated Captives," visit

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A.M.BestTV covers exclusive A.M. Best information and reports, targeted topics and key developments in the (re)insurance industry every Monday, Wednesday and Friday. Sign up for alerts of episodes at View A.M.BestTV episodes at

A.M. Best is the world's oldest and most authoritative insurance rating and information source. For more information, visit

Copyright © 2017 by A.M. Best Company, Inc. and/or its subsidiaries. ALL RIGHTS RESERVED.

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