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David Howe, Founder of SubscriberWise, on Credit Inquiries and FICO Scores
[August 25, 2014]

David Howe, Founder of SubscriberWise, on Credit Inquiries and FICO Scores

MASSILLON, Ohio --(Business Wire)--

David Howe, one of the nation's highest achieving and informed credit consumers, shares his thoughts and concerns on consumer credit inquiries and consumer reports as FICO announces more favorable treatment of medical collections.

SubscriberWise®, the nation's largest issuing consumer reporting agency for the communications industry and a leading provider of analytics-driven subscriber risk management technology, announced today that its president is advocating for a new and comprehensive analysis of consumer credit inquiries.

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About SubscriberWise and David Howe

SubscriberWise founder and president David Howe is a consultant and credit manager for MCTV ( During his 18-year career at MCTV, Howe has reviewed more than 50,000 credit submissions. His interest in credit began in 1986 while a 17-year old student in high school. Howe is the only known individual - living or deceased - to have obtained both a perfect FICO 850 and a perfect Vantage 990 score. Howe has obtained FICO Professional Certification and is also the first and only citizen of the world to describe and report the details of the perfect FICO score. Howe produced and published two videos on the subject of perfect credit: FICO 850 Credit Report Facts and FICO Scores: The Facts. The first general-purpose FICO scores were debuted nearly a quarter century ago.

SubscriberWise® launched as the first U.S. issuing consumer reporting agency exclusively for the cable industry in 2006. In 2009, SubscriberWise and TransUnion announced a joint marketing agreement for the benefit of America's independent cable operators. Today SubscriberWise is a risk management preferred-solutions provider for the National Cable Television Cooperative. Over the past decade, Howe has been consulted by every leading communications operator in the country including Sprint (News - Alert), Time Warner, Mediacom, Metrocast, Atlantic Broadband, Armstrong, Antietam, Comporium, Grande, Cincinnati Bell, Cable ONE, NewWave Communications, TruVista, USA Communications, Shentel (News - Alert), and many others. Howe consults regularly with CEOs and other high level executives who own and operate the nation's communications companies. SubscriberWise contributions to the communications industry are today quantified in the multiple tens of millions of dollars annually.

SubscriberWise is a U.S.A. federally registered trademark of the SubscriberWise Limited Liability Co.

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