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David Howe Announces SubscriberWise's Intention to Be First in Nation to Integrate New Scoring Technology from FICO
[August 20, 2014]

David Howe Announces SubscriberWise's Intention to Be First in Nation to Integrate New Scoring Technology from FICO

MASSILLON, Ohio --(Business Wire)--

SubscriberWise®, the nation's first issuing consumer reporting agency for the communications industry, announced and reiterated its intention to be among the earliest adopters of the new scoring technology from FICO.

Following comments from the National Consumer Law Center's Chi Chi Wu (Wu said she is hopeful that creditors will adopt the new FICO score), David Howe, president of SubscriberWise, has directly notified FICO and its data provider TransUnion that the company plans to be among the very earliest adopters of FICO Score 9.

According to an earlier announcement, SubscriberWise's extraordinary effort to implement immediately is based largely on FICO's news that the advanced technology will offer a more nuanced way to assess consumer collection information, bypassing paid collection agency accounts and offering a sophisticated treatment differentiating medical from non-medical collection agency accounts.

SubscriberWise members generate hundreds of thousands of federally compliant consumer credit reports and FICO scores every year.

About SubscriberWise (

SubscriberWise founder and president David Howe is a consultant and credit manager for MCTV ( During his 18-year career at MCTV, Howe has reviewed more than 50,000 credit submissions. His interest in credit began in 1986 while a 17-year old student in high school. Howe is the only known individual - living or deceased - to have obtained both a perfect FICO 850 and a perfect Vantage 990 score. Howe has obtained FICO Professional Certification and is also the first and only citizen of the world to describe and report the details of the perfect FICO score. Howe produced and published two videos on the subject of perfect credit: and The first general-purpose FICO scores were debuted nearly a quarter century ago.

SubscriberWise contributions to the communications industry are today measured in the multiple tens of millions of dollars annually.

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