[May 26, 2005]

Smith Barney Launches Redesign of Young Investors Network Web Site; Award-Winning Web Site Helps Kids Learn Early About Money And Investing

NEW YORK --(Business Wire)-- May 26, 2005 -- Smith Barney announced today the re-launch of its award-winning Young Investors Network Web site aimed at helping middle school children learn more about money and investing. After holding a series of focus groups with middle school children and their parents across the country in late 2004, Smith Barney launched a new enhanced Web site that includes new educational content as well as enhanced audio and visual effects.

Smith Barney Young Investors Network Web site provides a highly engaging learning experience for middle school children. It is a tremendous resource of information for children, their parents and teachers, featuring accessible and relevant lessons and guidance on how children can begin saving, investing, planning and budgeting. The site has three distinct sections, including those focused on young investors, families and educators. The Young Investors Web site supports Smith Barney's Young Investors Initiative, which also provides educational materials, resources and programs to families and educators.

Smith Barney Young Investors Network Web site was originally launched in 2000. The Web site has since received the "Best of the Web - Investing for Kids" award from Forbes magazine in 2000 and 2001, and the "Best Brokerage Web Site" award from WebAwards in 2001.

"When it comes to money, many of the children we spoke with did not know as much as their parents thought they did," said Mindy S. Ross, managing director of Smith Barney's Target Market Initiatives. "That's why at Smith Barney, we understand that teaching kids about money -- earning, saving and investing it -- is one of the most important responsibilities of a parent. It's also a challenge we're committed to helping them meet."

Smith Barney maintains a longstanding commitment to build stronger communities through financial education. The firm's Young Investors Initiative also includes Smith Barney's Take Your Parents to School Day(R) Program, a national three-day in-school program based on a proprietary financial education curriculum and supported by the Young Investors Network Website.

Smith Barney plans to introduce additional interactive features throughout the year. To view the newly redesigned Smith Barney Young Investors Web site, log on to www.smithbarney.com/yin. To learn more about other Smith Barney Financial Education Initiatives or how schools may participate in the Take Your Parents to School Day(R) program, please visit www.smithbarney.com/yin. Copies of "A Parents Guide for the Young Investor," a quick reference guide on investing, may be obtained from your local Smith Barney branch office.

Smith Barney is the global private wealth management and equity research unit of Citigroup. It is a leading provider of comprehensive financial planning and advisory services to high net worth investors, institutions, corporations and private businesses, governments and foundations. With nearly 300 research analysts around the globe and 12,200 financial consultants in some 500 offices, Smith Barney offers a full suite of investment services, including asset allocation, private investments and lending services, hedge funds, cash and portfolio management, as well as retirement, education and estate planning. A division of Citigroup Global Markets Inc., (Member SIPC), the firm currently has more than 7.7 million client accounts, representing $970 billion in client assets. Additional information may be found at: www.smithbarney.com.

Citigroup (NYSE: C), the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage, and asset management. Major brand names under Citigroup's trademark red umbrella include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Travelers Life and Annuity. Additional information may be found at: www.citigroup.com.

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