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Veros Releases VeroSCORE for UAD 3.6 to Scale Appraisal Reviews and Drive Down Costs
[May 13, 2026]

Veros Releases VeroSCORE for UAD 3.6 to Scale Appraisal Reviews and Drive Down Costs


Veros Real Estate Solutions (Veros®), an industry leader in enterprise risk management and collateral valuation services, today launched VeroSCORE™ for Uniform Appraisal Dataset (UAD) 3.6. As the technology provider behind the Uniform Collateral Data Portal® (UCDP®) and Electronic Appraisal Delivery (EAD), Veros engineered this updated risk-analysis and quality-review platform to directly support the mortgage industry's mandatory transition to the UAD 3.6 format.

"The shift to the new dataset represents a fundamental operational change for the mortgage space," said Darius Bozorgi, Chief Executive Officer at Veros. "We reengineered VeroSCORE to deliver immediate visibility into collateral risk with full UAD 3.6 compatibility. By automating the bulk of the quality control process, our clients can eliminate manual bottlenecks, reduce review times, and lower their costs to produce a loan."

Mortgage lenders, appraisal management companies (AMCs), and appraisers face immediate operational hurdles as the market transitions to UAD 3.6. VeroSCORE empowers review teams to easily keep pace with new market demands. It identifies errors and omissions upfront, ensuring files are complete, compliant, and ready for agency submission before they ever reach an underwriter.

Key Enhancements in VeroSCORE for UAD 3.6

Developed with active input from clients, appraisers, and reviewers, the platform introduces specific upgrades to reduce revision rates and speed up the overall review cycle.

  • Agency Compliance Validation: VeroSCORE verifies UAD 3.6 compliance, file format for UCDP and EAD compatibility, and conducts a malware/virus scan.
  • Direct Data Comparison: Subject and comparable property data sit side by side with public records and Multiple Listing Service (MLS) data for rapid identification of major discrepancies.
  • Time Accurate Comparable Analysis: The tool evaluates the top 20 comparable properties strictly by the appraisal's effective date, ensuring reviewers see the exact market data available at that time.
  • Expanded Visual Context: VeroSCORE extracts and displays up to 15 images from the appraisal of the subject property in addition to 15 photos per comparable (when available) from MLS. This gives users deeper insight into each property.
  • Clear Report: The upgraded output provides a clean format, distinct severity levels for each finding, and highly relevant market trends.
  • Custom Business Rules: Clients can set custom business rules to flag specific conditions in a separate section of the report, independent of VeroSCORE's rules and scoring, enabling them to enforce unique quality standards or investor-specific requirements.

"Review teams need access to quality data to make fast decisions," said Jeff Hogan, Senior Vice President, Valuations at Veros. "With VeroSCORE 3.6, we focused entirely on clarity. By providing top sales data based on the effective date and displaying comprehensive MLS photos next to the appraisal itself, we give reviewers immediate context. Finding these discrepancies earlier in the lifecycle will dramatically lower revision rates across the board."

Industry Expertise


VeroSCORE is powered by Veros' extensive experience in data analytics and valuations. With distinct insight into the exact requirements for a submission-ready appraisal, VeroSCORE has also served as an Appraisal Review Tool for the Department of Veterans Affairs and is used for appraisal reviews by the FHA/HUD Home Ownership Centers (HOC).

The solution incorporates industry-recognized automated valuation models (AVMs) to analyze valuation accuracy. It applies hundreds of rules generated from years of customer feedback, appraiser input, and industry expectations since its original launch for UAD 2.6 in 2018. It supports all standard and atypical residential property types with nationwide coverage.

Availability and Integration

VeroSCORE for UAD 3.6 enables organizations to establish separate workflows based on identified appraisal risk, allowing underwriting staff to focus exclusively on high-risk exceptions. Direct appraisals firms and appraisal management companies (AMCs) can also utilize the tool upstream to run a preliminary check and address potential issues before submitting appraisals to lender clients.

The API is available today, with response options including Lite JSON, Full JSON, HTML, and PDF formats. A dedicated VeroSCORE Portal continues to support UAD 2.6 appraisals and will be released soon for UAD 3.6.

To learn more about VeroSCORE and how it standardizes the UAD 3.6 appraisal review process, visit www.veros.com.

About Veros Real Estate Solutions

Since 2001, Veros has been a trusted innovator in mortgage technology, specializing in enterprise risk management and collateral valuation. By combining predictive analytics, advanced data science, and deep industry expertise, Veros delivers automated solutions that help reduce risk and improve profitability across the mortgage lifecycle, from origination through servicing and securitization.

Veros' services include automated valuation, fraud and risk detection, portfolio analysis, forecasting, and next-generation collateral risk platforms. The company is the primary architect and technology provider of the GSEs' Uniform Collateral Data Portal® (UCDP®) and supports the FHA's Electronic Appraisal Delivery (EAD) portal. Veros also partners with the Department of Veterans Affairs to streamline the appraisal process for Veterans.


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