[February 12, 2026]

GAINSCO Auto Insurance® Extends Relationship with One Inc; Upgrades to Latest Version of ClaimsPay

One Inc, the leading digital payments network for the insurance industry, today announced that GAINSCO Auto Insurance^®, a property and casualty insurance company specializing in minimum-limits personal auto insurance, has extended its relationship with One Inc and upgraded to the latest version of ClaimsPay^®, One Inc's outbound payments solution.

Leveraging ClaimsPay for over five years has enabled GAINSCO to offer its policyholders greater flexibility in how they receive claims disbursements, while ensuring faster access to funds through modern payment options, including virtual cards and digital wallets. ClaimsPay has enabled GAINSCO to offer additional payment options, including Push to Debit, PayPal, and Venmo, alongside other more traditional ACH and virtual card disbursements. Additionally, GAINSCO can now utilize One Inc's Vendor Network to optimize vendor payments transitioning to digital, which has increased GAINSCO's vendor digital adoption to 66% while also streamlining the lienholder flow with the latest upgrade. Designed specifically to meet the complex needs of insurers, ClaimsPay supports intricate multi-party payments involving recipients such as lienholders and vendors, accelerating the entire claims payout process.

"Adopting ClaimsPay has enabled us to streamline operations while delivering a more modern, seamless payments experience that our policyholders were demanding," added Sandy Roman, Director of Claims Strategy at GAINSCO. "We're thrilled to extend this relationship with One Inc and look forward to exploring new ways to collaborate and leverage emerging technologies that will further improve the claims process for our policyholders."

A recent report commissioned by One Inc revealed that fast, flexible claims payments are critical for policyholder loyalty, even overriding concerns about rising premiums. The study, "Behind the Wheel of Trust: How Auto Claims Shape Customer Loyalty," conducted by industry analyst Celent, identified payment speed and digital choice as key drivers of a positive claims experience.

About One Inc:
One Inc is modernizing the insurance industry for over 300+ carriers through a unified and frictionless payment network. Specializing solely in insurance, One Inc enhances carrier operations by cutting costs, boosting security, and improving customer experience. One Inc's all-inclusive digital payments platform offers diverse payment options, multi-channel communications, and swift claim settlements, even for complex cases. As a leading digital payments platform, One Inc handles $120 billion in premiums and claims annually. Twice named among CNBC's Top Global Fintech Companies and honored on the Inc. 5000 list for the previous four years running, One Inc stands as a leader in fintech innovation. For more details, please visit www.oneinc.com.

About GAINSCO:
GAINSCO Auto Insurance^® is a property and casualty insurance company focused on the non-standard personal auto insurance market, specializing in minimum-limits personal auto insurance. GAINSCO is an expansionary company, now selling its insurance policies in more than 20 states through independent agents as well as directly to customers via digital channels. GAINSCO's insurance operations are conducted through MGA Insurance Company, Inc. For more information, visit www.gainsco.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260212591434/en/

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