Alternative Finance Market to grow by USD 63.35 billion from 2022-2027; Better returns for investors to drive Growth - Technavio

NEW YORK, July 13, 2023 /PRNewswire/ -- The alternative finance market is set to grow by USD 63.35 billion from 2022 to 2027, progressing at a CAGR of 7.71% during the forecast period. The report offers an up-to-date analysis regarding the current global market scenario, the latest trends and drivers, and the overall market environment. Better returns for investors drive the alternative finance market growth. Alternative finance platforms offer investors better returns compared to traditional financial instruments such as fixed deposits (FDs) or government bonds. While the average yield on FDs or 10-year government bonds in developed countries like the UK and the US is around 1%-3%, alternative finance investment platforms like LendingClub and Funding Circle provide an average theoretical return of 7%. Developing countries also witness new investors entering the market due to the faster return on investment offered by alternative finance platforms. Additionally, alternative finance operators can offer higher ROI due to their lower operating costs compared to banks and other financial institutions. Online platforms have minimal physical assets, low human resource, and operating costs, and reduced capital acquisition, collection, and billing expenses. All transactions with investors and debtors are conducted online, enabling alternative finance operators to provide better returns to investors. Such factors will increase the market growth during the forecast period. Here is an exclusive report talking about Market scenarios with a historical period (2017-2021) and a forecast period (2023-2027). Download Sample Report in minutes!

The alternative finance market covers the following areas:

• Alternative Finance Market Sizing
• Alternative Finance Market Forecast
• Alternative Finance Market Analysis

Significant Alternative Finance Market Trend- The emerging factor shaping the alternative finance market growth is the rapid growth in APAC region. 

Major Alternative Finance Market Challenge- The high risk of credit default is one of the key challenges impeding the alternative finance market growth.

For more insights on trendfs and challenges Download Sample Report in minutes!

What's New? -

• Special coverage on the Russia-Ukraine war; global inflation; recovery analysis from COVID-19; supply chain disruptions, global trade tensions; and risk of recession
• Global competitiveness and key competitor positions
• Market presence across multiple geographical footprints - Strong/Active/Niche/Trivial - Buy the report!

Alternative Finance Market 2023-2027: Market Segmentation

This report extensively covers market segmentation by type (P2P lending, crowdfunding, and invoice trading), end-user (individual and organization), and geography (North America, APAC, Europe, South America, and the Middle East and Africa).

• The alternative financing market share growth by the P2P lending segment will be significant during the forecast period. The P2P consumer lending segment, particularly P2P lending, dominates the market due to the proliferation of online consumer lending platforms and the integration of technology in financial transactions. Prominent P2P lending platforms like LendingClub, Zopa, Bondora Capital, Prosper Marketplace, and Upstart Network have gained popularity. However, P2P lending carries a higher risk of default as the loans are unsecured, prompting large investors to diversify their portfolios. Challenges such as platform failures, fraud risks, hacking, and data theft are also associated with P2P lending. These factors are expected to drive the demand for the P2P lending segment, fueling market growth during the forecast period.

This report presents a detailed picture of the market by way of study, synthesis, and summation of data from multiple sources through an analysis of key parameters- View Sample Report

Companies Mentioned

• Bondora Capital OU
• CircleUp Network Inc.
• ConnectionPoint Systems Inc.
• Crowdfunder Ltd.
• Fundable LLC
• Funding Circle Holdings Plc
• Funding Options Ltd.
• Fundrise LLC
• GoFundMe Inc.
• Indiegogo Inc.
• Invoice Interchange Pvt. Ltd.
• Kickstarter PBC
• Kriya Finance Ltd.
• Lending Crowd
• LendingClub Corp.
• OFB Tech Pvt. Ltd.
• RealCrowd Inc.
• Sancus Lending Group Ltd.
• Trade Ledger Pty. Ltd.
• Upstart Network Inc.

Vendors Offerings 

• Bondora Capital OU - The company offers alternative finance loans which invest in business ventures and provide capital for startups that need quick funding.
• CircleUp Network Inc. - The company offers alternative finance in the form of a cash flow loan which is usually amortized for a relatively short duration ranging from four to eight years. 
• ConnectionPoint Systems Inc. - The company offers alternative finance to entrepreneurs in the form of crowdfunding loans for innovative business ideas.

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Key Topics Covered:

1 Executive Summary

• 1.1 Market overview 
• Exhibit 01: Executive Summary – Chart on Market Overview
• Exhibit 02: Executive Summary – Data Table on Market Overview
• Exhibit 03: Executive Summary – Chart on Global Market Characteristics
• Exhibit 04: Executive Summary – Chart on Market by Geography
• Exhibit 05: Executive Summary – Chart on Market Segmentation by Type
• Exhibit 06: Executive Summary – Chart on Market Segmentation by End-user
• Exhibit 07: Executive Summary – Chart on Incremental Growth
• Exhibit 08: Executive Summary – Data Table on Incremental Growth
• Exhibit 09: Executive Summary – Chart on Vendor Market Positioning

2 Market Landscape

• 2.1 Market ecosystem 
• Exhibit 10: Parent market
• Exhibit 11: Market Characteristics

3 Market Sizing

• 3.1 Market definition 
• Exhibit 12: Offerings of vendors included in the market definition

• 3.2 Market segment analysis 
• Exhibit 13: Market segments

• 3.3 Market size 2022 

• 3.4 Market outlook: Forecast for 2022-2027
• Exhibit 14: Chart on Global - Market size and forecast 2022-2027 ($ billion)
• Exhibit 15: Data Table on Global - Market size and forecast 2022-2027 ($ billion)
• Exhibit 16: Chart on Global Market: Year-over-year growth 2022-2027 (%)
• Exhibit 17: Data Table on Global Market: Year-over-year growth 2022-2027 (%)

4 Historic Market Size

• 4.1 Global alternative finance market 2017 - 2021
• Exhibit 18: Historic Market Size – Data Table on Global alternative finance market 2017 - 2021 ($ billion)

• 4.2 Type Segment Analysis 2017 - 2021 
• Exhibit 19: Historic Market Size – Type Segment 2017 - 2021 ($ billion)

• 4.3 End-user Segment Analysis 2017 - 2021
• Exhibit 20: Historic Market Size – End-user Segment 2017 - 2021 ($ billion)

• 4.4 Geography Segment Analysis 2017 - 2021
• Exhibit 21: Historic Market Size – Geography Segment 2017 - 2021 ($ billion)

• 4.5 Country Segment Analysis 2017 - 2021
• Exhibit 22: Historic Market Size – Country Segment 2017 - 2021 ($ billion)

5 Five Forces Analysis

• 5.1 Five forces summary 
• Exhibit 23: Five forces analysis - Comparison between 2022 and 2027

• 5.2 Bargaining power of buyers 
• Exhibit 24: Chart on Bargaining power of buyers – Impact of key factors 2022 and 2027

• 5.3 Bargaining power of suppliers 
• Exhibit 25: Bargaining power of suppliers – Impact of key factors in 2022 and 2027

• 5.4 Threat of new entrants 
• Exhibit 26: Threat of new entrants – Impact of key factors in 2022 and 2027

• 5.5 Threat of substitutes 
• Exhibit 27: Threat of substitutes – Impact of key factors in 2022 and 2027

• 5.6 Threat of rivalry 
• Exhibit 28: Threat of rivalry – Impact of key factors in 2022 and 2027

• 5.7 Market condition 
• Exhibit 29: Chart on Market condition - Five forces 2022 and 2027

6 Market Segmentation by Type

• 6.1 Market segments 
• Exhibit 30: Chart on Type - Market share 2022-2027 (%)
• Exhibit 31: Data Table on Type - Market share 2022-2027 (%)

• 6.2 Comparison by Type 
• Exhibit 32: Chart on Comparison by Type
• Exhibit 33: Data Table on Comparison by Type

• 6.3 P2P lending - Market size and forecast 2022-2027
• Exhibit 34: Chart on P2P lending - Market size and forecast 2022-2027 ($ billion)
• Exhibit 35: Data Table on P2P lending - Market size and forecast 2022-2027 ($ billion)
• Exhibit 36: Chart on P2P lending - Year-over-year growth 2022-2027 (%)
• Exhibit 37: Data Table on P2P lending - Year-over-year growth 2022-2027 (%)

• 6.4 Crowdfunding - Market size and forecast 2022-2027
• Exhibit 38: Chart on Crowdfunding - Market size and forecast 2022-2027 ($ billion)
• Exhibit 39: Data Table on Crowdfunding - Market size and forecast 2022-2027 ($ billion)
• Exhibit 40: Chart on Crowdfunding - Year-over-year growth 2022-2027 (%)
• Exhibit 41: Data Table on Crowdfunding - Year-over-year growth 2022-2027 (%)

• 6.5 Invoice trading - Market size and forecast 2022-2027
• Exhibit 42: Chart on Invoice trading - Market size and forecast 2022-2027 ($ billion)
• Exhibit 43: Data Table on Invoice trading - Market size and forecast 2022-2027 ($ billion)
• Exhibit 44: Chart on Invoice trading - Year-over-year growth 2022-2027 (%)
• Exhibit 45: Data Table on Invoice trading - Year-over-year growth 2022-2027 (%)

• 6.6 Market opportunity by Type 
• Exhibit 46: Market opportunity by Type ($ billion)

7 Market Segmentation by End-user

• 7.1 Market segments 
• Exhibit 47: Chart on End-user - Market share 2022-2027 (%)
• Exhibit 48: Data Table on End-user - Market share 2022-2027 (%)

• 7.2 Comparison by End-user 
• Exhibit 49: Chart on Comparison by End-user
• Exhibit 50: Data Table on Comparison by End-user

• 7.3 Individual - Market size and forecast 2022-2027
• Exhibit 51: Chart on Individual - Market size and forecast 2022-2027 ($ billion)
• Exhibit 52: Data Table on Individual - Market size and forecast 2022-2027 ($ billion)
• Exhibit 53: Chart on Individual - Year-over-year growth 2022-2027 (%)
• Exhibit 54: Data Table on Individual - Year-over-year growth 2022-2027 (%)

• 7.4 Organization - Market size and forecast 2022-2027
• Exhibit 55: Chart on Organization - Market size and forecast 2022-2027 ($ billion)
• Exhibit 56: Data Table on Organization - Market size and forecast 2022-2027 ($ billion)
• Exhibit 57: Chart on Organization - Year-over-year growth 2022-2027 (%)
• Exhibit 58: Data Table on Organization - Year-over-year growth 2022-2027 (%)

• 7.5 Market opportunity by End-user 
• Exhibit 59: Market opportunity by End-user ($ billion)

8 Customer Landscape

• 8.1 Customer landscape overview 
• Exhibit 60: Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria

9 Geographic Landscape

• 9.1 Geographic segmentation 
• Exhibit 61: Chart on Market share by geography 2022-2027 (%)
• Exhibit 62: Data Table on Market share by geography 2022-2027 (%)

• 9.2 Geographic comparison 
• Exhibit 63: Chart on Geographic comparison
• Exhibit 64: Data Table on Geographic comparison

• 9.3 North America - Market size and forecast 2022-2027
• Exhibit 65: Chart on North America - Market size and forecast 2022-2027 ($ billion)
• Exhibit 66: Data Table on North America - Market size and forecast 2022-2027 ($ billion)
• Exhibit 67: Chart on North America - Year-over-year growth 2022-2027 (%)
• Exhibit 68: Data Table on North America - Year-over-year growth 2022-2027 (%)

• 9.4 APAC - Market size and forecast 2022-2027
• Exhibit 69: Chart on APAC - Market size and forecast 2022-2027 ($ billion)
• Exhibit 70: Data Table on APAC - Market size and forecast 2022-2027 ($ billion)
• Exhibit 71: Chart on APAC - Year-over-year growth 2022-2027 (%)
• Exhibit 72: Data Table on APAC - Year-over-year growth 2022-2027 (%)

• 9.5 Europe - Market size and forecast 2022-2027
• Exhibit 73: Chart on Europe - Market size and forecast 2022-2027 ($ billion)
• Exhibit 74: Data Table on Europe - Market size and forecast 2022-2027 ($ billion)
• Exhibit 75: Chart on Europe - Year-over-year growth 2022-2027 (%)
• Exhibit 76: Data Table on Europe - Year-over-year growth 2022-2027 (%)

• 9.6 South America - Market size and forecast 2022-2027
• Exhibit 77: Chart on South America - Market size and forecast 2022-2027 ($ billion)
• Exhibit 78: Data Table on South America - Market size and forecast 2022-2027 ($ billion)
• Exhibit 79: Chart on South America - Year-over-year growth 2022-2027 (%)
• Exhibit 80: Data Table on South America - Year-over-year growth 2022-2027 (%)

• 9.7 Middle East and Africa - Market size and forecast 2022-2027 
• Exhibit 81: Chart on Middle East and Africa - Market size and forecast 2022-2027 ($ billion)
• Exhibit 82: Data Table on Middle East and Africa - Market size and forecast 2022-2027 ($ billion)
• Exhibit 83: Chart on Middle East and Africa - Year-over-year growth 2022-2027 (%)
• Exhibit 84: Data Table on Middle East and Africa - Year-over-year growth 2022-2027 (%)

• 9.8 US - Market size and forecast 2022-2027
• Exhibit 85: Chart on US - Market size and forecast 2022-2027 ($ billion)
• Exhibit 86: Data Table on US - Market size and forecast 2022-2027 ($ billion)
• Exhibit 87: Chart on US - Year-over-year growth 2022-2027 (%)
• Exhibit 88: Data Table on US - Year-over-year growth 2022-2027 (%)

• 9.9 UK - Market size and forecast 2022-2027
• Exhibit 89: Chart on UK - Market size and forecast 2022-2027 ($ billion)
• Exhibit 90: Data Table on UK - Market size and forecast 2022-2027 ($ billion)
• Exhibit 91: Chart on UK - Year-over-year growth 2022-2027 (%)
• Exhibit 92: Data Table on UK - Year-over-year growth 2022-2027 (%)

• 9.10 Germany - Market size and forecast 2022-2027
• Exhibit 93: Chart on Germany - Market size and forecast 2022-2027 ($ billion)
• Exhibit 94: Data Table on Germany - Market size and forecast 2022-2027 ($ billion)
• Exhibit 95: Chart on Germany - Year-over-year growth 2022-2027 (%)
• Exhibit 96: Data Table on Germany - Year-over-year growth 2022-2027 (%)

• 9.11 China - Market size and forecast 2022-2027
• Exhibit 97: Chart on China - Market size and forecast 2022-2027 ($ billion)
• Exhibit 98: Data Table on China - Market size and forecast 2022-2027 ($ billion)
• Exhibit 99: Chart on China - Year-over-year growth 2022-2027 (%)
• Exhibit 100: Data Table on China - Year-over-year growth 2022-2027 (%)

• 9.12 Indonesia - Market size and forecast 2022-2027
• Exhibit 101: Chart on Indonesia - Market size and forecast 2022-2027 ($ billion)
• Exhibit 102: Data Table on Indonesia - Market size and forecast 2022-2027 ($ billion)
• Exhibit 103: Chart on Indonesia - Year-over-year growth 2022-2027 (%)
• Exhibit 104: Data Table on Indonesia - Year-over-year growth 2022-2027 (%)

• 9.13 Market opportunity by geography 
• Exhibit 105: Market opportunity by geography ($ billion)

10 Drivers, Challenges, and Trends

• 10.1 Market drivers 

• 10.2 Market challenges 

• 10.3 Impact of drivers and challenges 
• Exhibit 106: Impact of drivers and challenges in 2022 and 2027

• 10.4 Market trends 

11 Vendor Landscape

• 11.1 Overview 

• 11.2 Vendor landscape 
• Exhibit 107: Overview on Criticality of inputs and Factors of differentiation

• 11.3 Landscape disruption 
• Exhibit 108: Overview on factors of disruption

• 11.4 Industry risks 
• Exhibit 109: Impact of key risks on business

12 Vendor Analysis

• 12.1 Vendors covered 
• Exhibit 110: Vendors covered

• 12.2 Market positioning of vendors 
• Exhibit 111: Matrix on vendor position and classification

• 12.3 Bondora Capital OU 
• Exhibit 112: Bondora Capital OU - Overview
• Exhibit 113: Bondora Capital OU - Product / Service
• Exhibit 114: Bondora Capital OU - Key offerings

• 12.4 CircleUp Network Inc. 
• Exhibit 115: CircleUp Network Inc. - Overview
• Exhibit 116: CircleUp Network Inc. - Product / Service
• Exhibit 117: CircleUp Network Inc. - Key offerings

• 12.5 ConnectionPoint Systems Inc. 
• Exhibit 118: ConnectionPoint Systems Inc. - Overview
• Exhibit 119: ConnectionPoint Systems Inc. - Product / Service
• Exhibit 120: ConnectionPoint Systems Inc. - Key offerings

• 12.6 Crowdfunder Ltd. 
• Exhibit 121: Crowdfunder Ltd. - Overview
• Exhibit 122: Crowdfunder Ltd. - Product / Service
• Exhibit 123: Crowdfunder Ltd. - Key news
• Exhibit 124: Crowdfunder Ltd. - Key offerings

• 12.7 Fundable LLC 
• Exhibit 125: Fundable LLC - Overview
• Exhibit 126: Fundable LLC - Product / Service
• Exhibit 127: Fundable LLC - Key offerings

• 12.8 Funding Circle Holdings Plc 
• Exhibit 128: Funding Circle Holdings Plc - Overview
• Exhibit 129: Funding Circle Holdings Plc - Product / Service
• Exhibit 130: Funding Circle Holdings Plc - Key offerings

• 12.9 Fundrise LLC 
• Exhibit 131: Fundrise LLC - Overview
• Exhibit 132: Fundrise LLC - Product / Service
• Exhibit 133: Fundrise LLC - Key offerings

• 12.10 GoFundMe Inc. 
• Exhibit 134: GoFundMe Inc. - Overview
• Exhibit 135: GoFundMe Inc. - Product / Service
• Exhibit 136: GoFundMe Inc. - Key offerings

• 12.11 Indiegogo Inc. 
• Exhibit 137: Indiegogo Inc. - Overview
• Exhibit 138: Indiegogo Inc. - Product / Service
• Exhibit 139: Indiegogo Inc. - Key news
• Exhibit 140: Indiegogo Inc. - Key offerings

• 12.12 Invoice Interchange Pvt. Ltd. 
• Exhibit 141: Invoice Interchange Pvt. Ltd. - Overview
• Exhibit 142: Invoice Interchange Pvt. Ltd. - Product / Service
• Exhibit 143: Invoice Interchange Pvt. Ltd. - Key offerings

• 12.13 Kickstarter PBC 
• Exhibit 144: Kickstarter PBC - Overview
• Exhibit 145: Kickstarter PBC - Product / Service
• Exhibit 146: Kickstarter PBC - Key offerings

• 12.14 Kriya Finance Ltd. 
• Exhibit 147: Kriya Finance Ltd. - Overview
• Exhibit 148: Kriya Finance Ltd. - Product / Service
• Exhibit 149: Kriya Finance Ltd. - Key offerings

• 12.15 LendingClub Corp. 
• Exhibit 150: LendingClub Corp. - Overview
• Exhibit 151: LendingClub Corp. - Product / Service
• Exhibit 152: LendingClub Corp. - Key offerings

• 12.16 RealCrowd Inc. 
• Exhibit 153: RealCrowd Inc. - Overview
• Exhibit 154: RealCrowd Inc. - Product / Service
• Exhibit 155: RealCrowd Inc. - Key offerings

• 12.17 Sancus Lending Group Ltd. 
• Exhibit 156: Sancus Lending Group Ltd. - Overview
• Exhibit 157: Sancus Lending Group Ltd. - Product / Service
• Exhibit 158: Sancus Lending Group Ltd. - Key offerings

13 Appendix

• 13.1 Scope of the report 

• 13.2 Inclusions and exclusions checklist
• Exhibit 159: Inclusions checklist
• Exhibit 160: Exclusions checklist

• 13.3 Currency conversion rates for US$ 
• Exhibit 161: Currency conversion rates for US$

• 13.4 Research methodology 
• Exhibit 162: Research methodology
• Exhibit 163: Validation techniques employed for market sizing
• Exhibit 164: Information sources

• 13.5 List of abbreviations 
• Exhibit 165: List of abbreviations

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