XTransfer Debuts at Money20/20 USA to Bridge Banks and SMEs Through Its Ecosystem

LAS VEGAS, Oct. 15, 2026 /PRNewswire/ -- XTransfer, the world's leading B2B cross-border trade payment platform, will join Money20/20 USA for the first time this year in Las Vegas. At the world's premier fintech event, XTransfer will showcase its innovations in cross-border collections and payments, compliance and risk control, and inclusive finance for SMEs worldwide.

At Money20/20 USA, XTransfer will highlight how it is building a secure, compliant, and efficient payment infrastructure for SMEs, particularly in emerging markets where USD liquidity constraints, FX friction, and settlement delays continue to impact real-economy trade. The company will also present its expanding global footprint and product capabilities designed to help importers and exporters transact with the simplicity and reliability of local payments.

A key focus this year will be XTransfer's financial institution (FI) partnership model, which enables banks and payment institutions to participate as both co-builders ad users. As co-builders, FI partners can contribute capabilities such as local collections, local payouts, and foreign exchange, while leveraging XTransfer's network of over one million registered SMEs to reach underserved markets. As users, institutions can access Pay-to-China, Local-Currency Collection, and Local-Currency Payout capabilities via the XTransfer API, helping them enhance their own offerings and enable clients to transact seamlessly on their existing platforms.

Today, XTransfer serves more than one million SMEs globally, with over US$60 billion in total payment volume. The company holds required licenses across major hubs including the Chinese Mainland, Hong Kong SAR, the UK, the US, Singapore, the Netherlands, Australia, and Canada. The company continues to strengthen its compliance credentials and has secured authorisation to conduct business in 39 U.S. states (of which 36 states have granted the relevant money transmission licenses; Montana does not require such a license; Massachusetts and North Carolina gave us license exemption), laying a solid foundation for long-term, compliant services to U.S. and global trade companies.

XTransfer's compliance and risk control capabilities are powered by TradePilot, its self-developed large language model (LLM) for the foreign trade financial industry, including an AML knowledge graph spanning 19 million global entities and LLM-based AI agents operating 24/7, supported by specialist teams. Trusted by 170+ global financial partners, XTransfer remains committed to making cross-border payments as simple and convenient as mobile payments for importers and exporters of any size.

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