TMCnet Feature Free eNews Subscription
September 16, 2019

A List of the Top Payday Loans You Can Get Online

There may be times when you need to get a payday loan. If you want to get a good one online, you should click here for a list of the top payday loans.

A payday loan is the best way to raise some cash when you get into a financial emergency. It can help you settle late payments or unexpected expenses before you get your salary. A payday loan can also save you from penalties that result from late payments.

Payday loans have an application process that is easy and quick and will get approved almost instantly once you provide all the necessary information.

All the interactions involved in the application process are conducted online, eliminating the need for booking appointments with loan officers or calling lenders severally to get cash.

There may be times in the future when you need to get a payday loan. If you want to get a good one online, you should click here for a list of the top payday loans.

Check Into Cash

Founded in 1993, Check Into Cash offers payday loans, check cashing, in-store title loans, in-store cash advances, and more. It offers payday loans that range from $50 to $1000. If you are a new customer, you can only borrow up to $750.

Check Into Cash approves loans very fast and the loan can hit your account within one business day after you submit your application. The application process is quick and only a few items are needed. These include a bank statement or checking account number, photo ID or a driver’s license, bank routing number, and Social Security number.

You must also be 21 years or older to qualify. If you are in Alabama then you must be at least 19 years old to qualify. When you need a loan from Check Into Cash, you just go to their website and fill an online application form.

This can take you as little as five minutes. Their customer service representative with then call you and take you through their loan application process.

Check 'n Go

Check 'n Go is among the top payday loans because of its friendly services.

The company started in 1994, and it serves those who need payday loans to sort out short-term financial issues. Apart from payday loans, the company also offers some alternative financial services such as check cashing, prepaid debit cards, cash advances, and installment loans.

Check 'n Go offers online payday loan services in the following states: Utah, Texas, Oklahoma, Ohio, North Dakota, Nevada, Missouri, Mississippi, Michigan, Maine, Kansas, Indiana, Illinois, Hawaii, Florida, California, and Alabama.

Check 'n Go approves loans within minutes but the loan will be deposited to your account on the next business day.


RISE loans are similar to payday loans but they are lower cost and longer-term loans. The cost of its installment loans is much lower than what other payday lenders charge. The rates and terms that govern Rise loans, as well as the maximum amount of loans it lends, vary from state to state.

It's interest rates vary from 36 percent to 299 percent APR, which might seem to be on the higher side but are less than the 700 percent that many other lenders charge.

The most expensive loan that RISE lends is charged at the rate of $20 per $100 borrowed.

If you are a repeat customer with a history of reliably making payments, RISE can offer you a loan at a lower APR. Another advantage of RISE is that it offers tools you can help you build your credit.

One such tool is Credit Score Plus which allows you to sign up then check your TransUnion score. It will send you alerts should anything impact your credit.

Top Payday Loans: Speedy Cash

Speedy Cash opened its doors in 1997 and has become one of the largest providers of financial services in the U.S., U.K., and Canada. It offers a variety of easily-accessible, convenient financial services such as prepaid cards, cash for gold, check-cashing, lines of credit, installment loans, payday loans, and title loans.

The company is proud to serve its customers via mobile app, over the phone, in physical locations, and through their online portal. With Speedy Cash, you can get the funding on the same day if you apply online.

When applying online, you just need to fill in a quick loan application and you’ll get an instant loan decision. Your loan can be approved without the need for you to scan or fax any documents.

If you fill the loan form through in-store, you can get the funds within 10 minutes.


The requirements for applying for a loan through CashNetUSA include an active checking account, proof of income, your Social Security number, and ID. In many states, you can be allowed to use your direct deposit records as proof of income.

You must also be a U.S. citizen or permanent resident who’s 18 years or older to be allowed to apply for a CashNetUSA loan.CashNetUSA offers different types of loans depending on your state's policies and laws.

These include payday loans, lines of credit or flex loans, installment loans, and brokered loans. Brokered loans apply in a few states where CashNetUSA cannot lend money directly.

CashNetUSA is available in 29 states and it provides detailed information about loan limits, repayment, interest rates, and other funding policies for states. You can borrow from as little as $205 and their interest rates vary from 86.9 percent to 1171.88 percent APR.

Once you apply, you’ll get an instant loan decision, though in some cases you may be required to provide additional information. If your application is successful, the funds would be deposited into your account as soon as the next business day.

Top Payday Loans Reviews

Many top payday loans have lower limits for new customers. The amount you can access is usually pegged on your salary range and also on the lender’s range.

However, when you repay your first loan in good time, your lender will increase the amount you can borrow in your next application. This is because paying for your loan time helps to build trust between you and your lender.

It is worth noting that the laws in your state also govern the loan limits. You will get all this information from your lender.

Being that these are online loans, it means you can apply for them from the comfort of your home. If you want to read the current technology news, you can visit our blog and see what type of information may help you in the future.

» More TMCnet Feature Articles
Get stories like this delivered straight to your inbox. [Free eNews Subscription]


» More TMCnet Feature Articles