Did you know that there are alternatives to HealthCare.gov, the federal website that offers insurance plans under the Affordable Care Act, President Obama's signature health-care reform law? Well, certain vendors like Getinsured have been approved to allow consumers to shop for insurance online through its private marketplace.
"We're grateful to our colleagues at Healthcare.gov for working diligently with us over the past few months to enable this technology breakthrough,” said Chini Krishnan, co-founder and CEO at Getinsured.
For many Americans that need to enroll in health insurance, but can’t spend a lot of time doing it, the Getinsured solution is a great online alternative designed to makes the complex task of buying insurance much easier. The Getinsured platform allows consumers to quickly determine whether they qualify for tax credits, applies the credit to plan rates and displays the costs that consumers are likely to incur.
In addition, the insurance company’s “Tax Credit Estimator” helps consumers see the estimated government subsidy that they’re entitled to, while the “Getinsured Plan Score” helps them easily compare health plans based on personal options and criteria. The company’s brokers can also co-browse, or share screens (if consumers so want), with consumers and walk them through the whole process of enrollment, step by step, thus making the entire process assuredly simple.
And, for those who don’t have access to a computer or the Internet, or who need help choosing a health plan, licensed company insurance brokers, will help them at no charge.
"We know that Americans are still learning about the Affordable Care Act and many welcome the guiding hand of a licensed broker, which is why we also offer our customers excellent phone-based enrollment options -- no computer or Internet access required," said Krishnan.
Getinsured’s solution is regarded as a milestone in the implementation of the Affordable Care Act, and appears to be an easy way to help people find the health insurance policies that “best fit their needs and their budgets.”
Edited by Blaise McNamee