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Higher One Announces Chief Compliance Officer
[June 17, 2014]

Higher One Announces Chief Compliance Officer

NEW HAVEN, Conn. --(Business Wire)--

Higher One, a leader in providing financial services and data analytics to more than 1,900 college and university campuses across the U.S., today announced that Richard J. Howells has joined Higher One as Senior Vice President, Chief Compliance Officer. Howells will focus on directing Higher One's compliance management program in relation to both the banking and higher education industries and will report directly to the audit committee of the Higher One Board of Directors.

Prior to joining Higher One, Howells served as Chief Compliance Officer at multiple regional banks. Most recently, he served as Senior Vice President, Chief Compliance Officer and BSA/ CRA Officer at Putnam County Savings Bank in New York. Prior to this, he served as Chief Compliance Officer at Farmington Bank and Union Savings Bank in Connecticut. His extensive banking experience coupled with years of speciaization in compliance, federal regulations and risk management affords him the unique skill set to further grow and oversee Higher One's compliance and regulatory management practices.

"Richard's background and experience align well with Higher One's commitment to standards of excellence with respect to regulatory compliance and mandates," said Marc Sheinbaum, chief executive officer of Higher One.

Howells is a Certified Compliance Officer and Certified Risk Professional, with other official recognitions in regulatory compliance, computer service, banking and finance management. He holds a Bachelor of Science degree in Accounting and Finance from DeSales University and is President of the Bank Compliance Association of Connecticut.

About Higher One

Higher One Holdings, Inc. (NYSE: ONE) partners with colleges and universities to lower their administrative costs and to improve graduation rates. We provide a broad array of payment, refund disbursement and data analytics and management tools to institutions that help them save money and enhance institutional effectiveness. And for students, we offer financial literacy programs and convenient, flexible and affordable transaction options to help them manage their finances. Higher One is a leader in higher education, supporting more than 1,900 schools and 13 million enrolled students. More information about Higher One can be found at

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