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Owners of Television, Radio and Cable Stations are Now Able to Purchase Broadcaster Insurance That Provides a More Specific and Extensive General Liability Policy
[July 22, 2013]

Owners of Television, Radio and Cable Stations are Now Able to Purchase Broadcaster Insurance That Provides a More Specific and Extensive General Liability Policy

New York, NY, Jul 22, 2013 ( via COMTEX) -- USA Business Insurance has announced that specific policies are being written to include television cable broadcasters for general liability insurance, business personal property and professional liability insurance under industry specified programs.

Radio and television broadcasters as well as television cable stations are constantly under close scrutiny by the audience as well as the FCC (Federal Communication Commission). At given yearly intervals, every radio and television station must send the FCC a complete report on how each is adhering to Federal laws. What is contained in the reports is the information to convince the FCC to renew the broadcaster's license. Even with these heavy governmental controls, stations can still face multiple insurable instances that arise from communication with the public.

A station's general liability insurance would cover legal fees and settlements from objects falling from antennas and towers, clients falling in parking lots, damages to private vehicles by a station's mobile unit and other usual and customary incidents. However, special broadcaster business insurance can be written, that covers so many other incidents that could place a financial burden on station owners.

Broadcasting buildings are a target for vandalism because of their status in the community. Highly specialized property insurance would cover vandalism to towers and electronic equipment, but would also cover equipment breakdowns. Also covered are important items like media libraries, computer equipment and satellite dishes.

Every station needs Errors and Omissions coverage because of the millions of people who are impacted by daily broadcasts. This coverage will protect the owners from risks and resulting suits, with or without cause, for defamation, reckless disregard for the truth and invasion of privacy. It can also cover law suits by persons who did not sign releases for their images to be used on camera, the illegal use of hidden cameras and recorders, and use of scripts or words by an author without signed consent.

While each line of coverage provides general protection, these insurance coverages are highly specific to the broadcasting Industry.

To learn how broadcaster business insurance can benefit a cable station as well as a traditional radio or television station, visit

About USA Business Insurance: USA Business Insurance provides coverage for a diverse group of industries. Specialists are available who understand different business sectors and can suggest coverages that will further protect the policy holder.

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