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Securian Offers a New VA Optional Living Benefit
[November 11, 2014]

Securian Offers a New VA Optional Living Benefit


ST. PAUL, Minn. --(Business Wire)--

Securian Financial Group offers a new version of a living benefit for annuities.

MyPath Ascend 2.0 is an updated version of MyPath Ascend as one of four variable annuity optional living benefits.

"Ascend 2.0 provides benefits that can help clients protect, grow and sustain retirement income," said Linda Sonterre, director, Individual Annuity Product Development, Securian Financial Group.

Beginning October 15, MyPath Ascend 2.0 was available for additional cost. Sales of its predecessor, MyPath Ascend, closed October 14.

Securian variable annuities are issued by Minnesota Life Insurance Company and distributed through Securian Financial Services, Inc. Member FINRA/SIPC. MultiOption Variable Annuities and MyPath living benefits are available through advisors who have selling agreements with Minnesota Life Insurance Company. For more information, advisors may call the annuity sales desk at 1-866-335-7355 or visit https://advisor.securian.com/avs/ibd. MyPath optional living benefits are available for an additional cost with MultiOption variable annuities.



Since 1880, Securian Financial Group and its affiliates have provided financial security for individuals and businesses in the form of insurance, investments and retirement plans. Now one of the nation's largest financial services providers, it is the holding company parent of a group of companies that include Minnesota Life Insurance Company and Securian Life Insurance Company, a New York admitted insurer.

MultiOption annuities and MyPath optional living benefits may not be approved in all states and product features and availability may vary by state. We reserve the right to limit or discontinue acceptance of future purchase payments after the contract is issued. This may limit the ability to increase the contract value through additional purchase payments. If an optional benefit is elected in the contract, this may also limit the ability to increase the value used to calculate the optional benefit.


The MyPath lifetime income suite of optional living benefits establishes a benefit base for calculating guaranteed annual income. The benefit base provides no minimum contract value or investment return and is not available for withdrawal. Withdrawals exceeding allowed guidelines, or taken before the Benefit Date, may have a negative impact on the guarantees of these optional living benefits. These benefits cannot be cancelled and require use of an approved asset allocation strategy. The guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company and have no bearing on the performance of the variable investment options.

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed and, if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax-qualified plan, the tax deferral feature offers no additional value.

There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals, mortality and expense risk, administrative charges, investment management fees and rider fees. Variable annuities are subject to market fluctuation, investment risk and loss of principal.

Variable annuities are sold by prospectus. You should consider the investment objectives, risks, charges, and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. You may obtain a copy of the prospectus from your representative. Please read the prospectus carefully before investing.

DOFU 10-2014
A05228-1014


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