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BUYINS.NET: UBNK, PBNY, INSW, TOFC, CVCY, HTBK Expected To Be Up After Next Earnings Releases
[October 20, 2010]

BUYINS.NET: UBNK, PBNY, INSW, TOFC, CVCY, HTBK Expected To Be Up After Next Earnings Releases


Oct 20, 2010 (M2 PRESSWIRE via COMTEX) -- BUYINS.NET / www.squeezetrigger.com is monitoring the performance of all stocks with earnings being released Thursday, October 21st 2010 and determining how the stocks have performed After their last 12 quarterly, 6 quarterly and October earnings reports. UNITED FINANCIAL BANCORP INC (NASDAQ:UBNK), PROVIDENT NEW YORK BANCORP (NASDAQ:PBNY), INSWEB CORP (NASDAQ:INSW), TOWER FINANCIAL CORP (NASDAQ:TOFC), CENTRAL VALLEY COMM BANCORP (NASDAQ:CVCY), HERITAGE COMMERCE CORP (NASDAQ:HTBK) are all expected to be Up After their earnings are released Thursday. The movement of stock prices in the days and weeks leading to and following these earnings announcements may follow a predictable pattern. Most companies stock price histories show random or unpredictable movements around earnings dates. But some seem to repeat the same pattern quarter after quarter, year after year. The # of Reports in the table below shows how many previous quarterly reports comprise the indicator that predicts how a stock will act after its earnings are released. The specific technology used to make these predictions is available for a low monthly fee at http://www.squeezetrigger.com/services/strat/mh.php . The following stocks are expected to go Up After earnings are released Thursday: Symbol Company # of Reports Quarter Release Time UBNK UNITED FINANCIAL BANCORP INC Earnings Q During PBNY PROVIDENT NEW YORK BANCORP Earnings Q During INSW INSWEB CORP Earnings Q During TOFC TOWER FINANCIAL CORP Earnings Q During CVCY CENTRAL VALLEY COMM BANCORP Earnings Q During HTBK HERITAGE COMMERCE CORP Earnings Q During This technology is designed to help the stock trader identify those companies that seem to have a consistent pattern of movement before or after the earnings release date, based on the history of earnings releases for that company. It combines a calendar of expected earnings releases with a history of past earnings releases in a way that lets you see if a pattern exists.



UNITED FINANCIAL BANCORP INC (NASDAQ:UBNK) - United Financial Bancorp, Inc. operates as a holding company for United Bank that provides banking and financial services in Massachusetts. The company offers various deposit products, which include demand accounts, NOW accounts, money market accounts, savings accounts, retirement accounts, and certificates of deposit. Its loan portfolio comprises one- to four-family residential mortgage loans, home equity loans and lines of credit, commercial real estate loans, construction loans, commercial and industrial loans, and automobile loans, as well as consumer loans consisting of secured and unsecured personal loans, motorcycle and motor home loans, manufactured housing, boat loans, and pool and spa loans. In addition, the company offers a range of non-deposit investment products and financial planning services, including mutual funds, debt, equity and government securities, insurance products, fixed and variable annuities, and financial planning for individual and commercial customers, as well as estate planning services. It operates 1 main office, 21 branch offices, 2 offsite automated teller machines, and 2 drive-up facilities. The company was founded in 1882 and is headquartered in West Springfield, Massachusetts.

PROVIDENT NEW YORK BANCORP (NASDAQ:PBNY) - Provident New York Bancorp operates as the bank holding company for Provident Bank that provides commercial, community, and retail banking products and services to businesses and individuals in New York and New Jersey. The company offers various deposit products, which include savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit, IRAs, and other qualified plan accounts. Its lending activities comprise the origination of commercial real estate loans, commercial business loans, acquisition, development and construction loans, and residential mortgage loans, as well as provision of consumer loans comprising homeowner loans, home equity lines of credit, new and used automobile loans, and personal unsecured loans, such as fixed-rate installment loans and variable lines of credit. As of September 30, 2009, it operated 33 branches, including 32 branches located in Rockland, Orange, Sullivan, Ulster, Westchester, and Putnam Counties in New York, as well as 1 branch in Bergen County, New Jersey. Provident New York Bancorp also provides investment advisory and title insurance agency services. Provident New York Bancorp was founded in 1888 and is headquartered in Montebello, New York.


INSWEB CORP (NASDAQ:INSW) - InsWeb Corporation operates an online insurance marketplace that electronically matches consumers and providers of automobile, property, health, term life, and small business insurance. The companys marketplace enables consumers to research insurance-related topics; search for, analyze, and compare insurance products; and apply for and receive quotes for coverage for automobile, property, health, term life, and small business insurance. InsWeb Corporation was founded in 1995 and is headquartered in Gold River, California.

TOWER FINANCIAL CORP (NASDAQ:TOFC) - Tower Financial Corporation operates as the holding company for Tower Bank & Trust that provides commercial and consumer banking services in the metropolitan areas of Fort Wayne, Allen County, and Warsaw, Indiana. It accepts various deposits, which include checking accounts, savings accounts, health savings accounts, money market accounts, certificates of deposit, and direct deposits. The companys loan portfolio comprises secured and unsecured commercial loans; commercial real estate loans; fixed rate, long-term residential mortgage loans, and construction loans; and personal loans and lines of credit to consumers for various purposes, such as the purchase of automobiles, boats, and other recreational vehicles, as well as to make home improvements and personal investments. In addition, Tower Financial provides investment management and trust services, including estate planning and money management; traditional revocable trusts; irrevocable trusts; charitable trusts; estate administration; guardianship administration; IRA administration; personal and institutional investment management; and custodial services. It operates with six Allen County locations and one Warsaw location. The company was founded in 1998 and is headquartered in Fort Wayne, Indiana.

CENTRAL VALLEY COMM BANCORP (NASDAQ:CVCY) - Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides commercial banking and financial services to individuals, businesses, and professional communities in California. The company accepts various deposit products, including interest-bearing deposits, such as savings and negotiable order of withdrawal accounts, money market accounts, and time certificates of deposits; and non-interest bearing demand deposits. Its loan portfolio comprises commercial and industrial loans; real estate related loans, such as construction, land development, and other land loans; equity loans and lines of credit; loans to finance agricultural production or other loans to farmers; and installment loans to individuals for household, family, and other personal expenditures. The company also provides wire transfer services, safe deposit boxes, and other customary banking services, as well as Internet banking. It operates 16 full-service banking offices in Clovis, Fresno, Kerman, Madera, Merced, Oakhurst, Sacramento, Tracy, Stockton, Lodi, and Prather; one limited-service banking office in Fresno; and a loan production office in Modesto, California. The company was founded in 1979 and is headquartered in Fresno, California.

HERITAGE COMMERCE CORP (NASDAQ:HTBK) - Heritage Commerce Corp operates as a bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. It offers deposit products, including checking accounts, interest-bearing transaction accounts, savings accounts, time deposits, retirement accounts, non-interest-bearing demand accounts, savings accounts, and money market deposit accounts for retail and business banking markets. The company also provides commercial loans for working capital, financing the purchase of equipment, or for other business purposes; real estate term loans, and real estate land and construction loans; consumer loans for the purpose of financing automobiles, various types of consumer goods, and other personal purposes; home equity lines of credit; and small business administration loans. In addition, it offers cashiers checks, travelers checks, bank-by-mail, automated teller machine, night depository, safe deposit boxes, direct deposits, automated payroll, electronic funds transfers, online banking, and other customary banking services. As of December 31, 2009, the company operated 10 full service branches in San Jose, Los Gatos, Fremont, Danville, Pleasanton, Walnut Creek, Morgan Hill, Gilroy, Mountain View, and Los Altos. It also operated loan production offices in Sacramento, Oakland, and Santa Rosa. The company was founded in 1993 and is based in San Jose, California.

SqueezeTrigger.com has built a massive database that collects, analyzes and publishes multiple proprietary trading strategies that predict price moves in stocks, commodities and currencies. The data has then been integrated into an automated trading platform which can be used to connect to a live online broker and automate your trading of each of the strategies highlighted. It is extremely powerful with lightening fast execution at a very low price. Both the trading software and SqueezeTrigger data feed are available at http://www.squeezetrigger.com www.squeezetrigger.com monitors trading in all US stocks in real time and maintains massive databases of short sale and naked short sale time and sales data, short squeeze SqueezeTrigger prices, market maker price movements, shareholder data, statistical data on earnings, sector correlation, seasonality, hedge fund trading strategies, comparable valuations. Reports include: REGULATORY & COMPLIANCE NEWS Friction Factor -- market maker surveillance system tracking Level II market makers in all stocks to determine Price Friction and compliance with new "Fair Market Making Requirements".

RegSHO Naked Shorts -- tracks EVERY failure to deliver in all US stocks and tracks all Threshold Security Lists daily for which stocks have naked shorts that are not in compliance with Regulation SHO.

INVESTMENTS & TRADING SqueezeTrigger -- 25 billion cell database tracks EVERY short sale (not just total short interest) in all US stocks and calculates volume weighted price that a short squeeze will begin in each stock.

Earnings Edge -- predicts probability, price move and length of move before and after all US stock earnings reports.

Seasonality -- predicts probability, price move and length of move based on exact time of year for all US stocks.

Group Trader -- tracks sector rotation and stock correlation to its sector and predicts future moves in ALL sectors and industry groups.

Pattern Scan -- automates tracking of every technical pattern and predicts time and size of move in all stocks.

GATS (Global Automated Trading System) -- tracks all known trading strategies and qualifies and quantifies which are working best in real time.

About SQUEEZETRIGGER.COM WWW.SQUEEZETRIGGER.COM is a service designed to help bonafide shareholders of publicly traded US companies fight short selling. SqueezeTrigger.com has built a proprietary database that uses Threshold list feeds and short sale time and sale data from NASDAQ, AMEX and NYSE to generate detailed and useful information to combat the short selling problem. For the first time, actual trade by trade data is available to the public that shows the attempted size, actual size, price and average value of short sales in stocks that have been shorted. This information is valuable in determining the precise point at which short sellers go out-of-the-money and start losing on their short trades.

SQUEEZETRIGGER.COM has built a massive database that collects, analyzes and publishes a proprietary SqueezeTrigger for each stock that has been shorted. The SqueezeTrigger database of nearly 2.5 billion short sale transactions goes back to January 1, 2005 and calculates the exact price at which the Total Short Interest is short in each stock. This data was never before available prior to January 1, 2005 because the Self Regulatory Organizations (primary exchanges) guarded it aggressively. After the SEC passed Regulation SHO, exchanges were forced to allow data processors like SqueezeTrigger.com to access the data.

The SqueezeTrigger database collects individual short trade data on over 7,000 NYSE, AMEX and NASDAQ stocks and general short trade data on nearly 8,000 OTCBB and PINKSHEET stocks. Each month the database grows by approximately 50,000,000 short sale transactions and provides investors with the knowledge necessary to time when to buy and sell stocks with outstanding short positions. By tracking the size and price of each montha'a"s short transactions, SQUEEZETRIGGER.COM provides institutions, traders, analysts, journalists and individual investors the exact price point where short sellers start losing money and a short squeeze can begin.

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