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TMCNet:  iDNA 6.0 Designed to Enhance EMVCo 3DS-2 Online Payment User Experience and Security

[October 23, 2017]

iDNA 6.0 Designed to Enhance EMVCo 3DS-2 Online Payment User Experience and Security

mSIGNIA, the leader in analytical authentication and inventor of Digital Biometrics, announces the release of iDNA version 6. The iDNA platform has been redesigned to support and enhance EMVCo's 3DS version 2.0 available specifications for secure online payment.

The 'big new' in 3DS-2 is mobile payments; the 'big fix' is a frictionless consumer experience. mSIGNIA was the first to release an iOS and Android (News - Alert) mobile security SDK. mSIGNIA's designed-for-mobile SDK is invisible to the user, privacy compliant, conserves battery and reduces network traffic. The 6th generation mSIGNIA SDK for iOS, Android and browsers has been enhanced to now be a universal SDK (uSDK); allowing 3rd parties to remotely manage data read from and written to the consumer's device.

"The mobile uSDK is literally in the user's hands; it defines the user experience and has to be perfect or transactions are abandoned. Two payment networks have already licensed mSIGNIA's SDK to ensure an easy buying experience and reliable data access for their issuing banks," said Paul Miller (News - Alert), CEO for mSIGNIA. "mSIGNIA is dedicated to offering technology that enables 3DS-2 to be a huge success for everyone; ensuring merchants get paid, fraud gets stopped and users are happy."

iDNA-6 ofers mSIGNIA's patented security solutions as micro web services that merchants, banks and other 3DS vendors can license to enhance 3DS-2 payments, including:

  • Digital Biometrics for two-factor authentication, analyzing over 1000 anonymized data signals
  • Associated Push to replace SMS OTP challenges for easier, safer risk-based authentication
  • A 3DS Hybrid solution that supports both 3DS v1 and v2 to accepts more transactions
  • SmartNET stops fraudulent account creation by analyzing relations between data on and off the device(i.e. mobile operators accounts, credit reports …)
  • Data Protection protects sensitive data at the client using OS services and a white-box crypto container
  • App Point Protection protects online servers by detecting mobile malware, rogue apps, emulators and bots

mSIGNIA is a participate in EMVCo Early Adopter compliancy testing for 3DS-2 and the iDNA uSDK and 3DS Server will be certified as compliant when testing is complete.

Merchants, Issuing Banks and 3DS vendors can contact mSIGNIA at to arrange a demo of mSIGNIA's iDNA version 6.0 including its patented 3DS-2 enhancements.


mSIGNIA, the leader in analytical authentication and inventor of Digital Biometrics, provides frictionless, multi-factor authentication of users and devices. mSIGNIA's mobile-first iDNA platform features patented Digital Biometrics which uses anonymized versions of personalization and log data on the device to identify a user and their device. This data (and the way it changes) form a user's Digital Biometric which is more unique than their fingerprint and independent of hardware. Since such data is often synchronized across devices, mSIGNIA can recognize users regardless of the device used and even on new devices! mSIGNIA is an active EMVCo technical associate. To learn more, visit

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